join us
SIGN IN
At Afinitiv, we're taking investing into the future.
We combine artificial intelligence (AI) technology, with robo-advice capability, to deliver a cutting edge investment solution to every client we serve.
We are able to deliver AI-enabled investing directly to you, for a low ongoing fee.
With Afinitiv, you're not just investing, you're entering a new era of AI-enabled wealth management. To open an account, click here.
Join us.
Read more.
We take your future seriously - and it's our mission to help you prepare for it.
We've worked hard to get the right blend of technology and human expertise, which we deliver with the responsibility and rigour of an SEC-Regisered Investment Advisor.
Investing with us means placing your money at the forefront of what's possible as a retail investor today.
So...why AI?
Simple. By using a combination of AI tools and methods, we can cover more ground than we could with a warehouse full of analysts.
This translates into more complete insights and ultimately, better-informed investment decisions on your behalf.
To take advantage of this, all you need to do is answer a few simple questions and fund your account. We do the rest for you.
Join us.
Our end-to-end investment process has all the same components as anyone else's.
We just leverage the superhuman abilities of AI every step of the way.
Specifically, we use a variety of AI tools to form a worldview, devise an appropriate investment strategy, determine suitable asset allocations, select specific exposures and then to implement all of that on your behalf.
Us humans still have the final say (for now), and we'd like to think we still add some value, but the technologies we use enable us to do things never before possible.
Individual
An individual account is an investment owned directly by an individual and is subject to individual tax. You can use this account type if you have some savings and you want them to be invested and grow over the long term. You can also add to the account at any time, without any list on the amount invested.
How to use it: This can be a great way to put your savings to work over the long term.
Start here.
Traditional IRA
A Traditional Individual Retirement Account is a tax-deferred investment account in which you can invest pre-tax money and receive a tax deduction for doing so. When you open this account type, you can begin contributing to it right away up to the current cap of $7,000 (or $8,000 if age 50 or over) - and rollover funds from your old 401(k), or other pre-existing IRA.
How to use it: This can be a great way to add to your retirement savings while reducing your income tax.
Start here.
Roth IRA
A Roth IRA is similar to a Traditional IRA, except that you contribute after-tax money (ie. the tax has already been paid on it). Any returns achieved within the account are tax-free. The current annual contribution limit is $7,000 ($8,000 if age 50 or over) and you can't contribute at all if your income is more than $146,000 as an individual (or $230,000 if you're married and file taxes jointly).
How to use it: This can be a great way to put your savings to use and invest for your retirement.
Start here.
SEP IRA
A SEP IRA is like a miniature 401(k) plan for self-employed individuals. It is generally best used by self-employed people who will benefit from making a larger contribution to their retirement savings than is possible with either a Traditional IRA, or Roth IRA. Any contributions are from pre-tax dollars and may eligible for.tax-deduction. The maximum pre-tax dollar contribution for this account type is the lesser of $69,000 (2024), or 25% of your net earnings.
How to use it: This can be used by self-employed people looking for a tax-deduction and to add to their retirement savings.
Start here.
Any Questions?
If you would like help to start investing with us, or if you have any questions, please complete the form below and we'll be in touch to help you get onboard:
IMPORTANT INFORMATION:Afinitiv LLC is a United States Securities and Exchange Commission Registered Investment Advisor (RIA), formed under the laws of the State of Nevada USA, and duly registered under Section 203(c)(2)(A) of the Investment Advisor Act of 1940 (CRD: 305672). The following does not constitute a solicitation to invest in securities. All investments represent a risk of capital losses and all investors should consider whether an investment is appropriate for them, with regard to their objectives, required form and level of returns, tolerance for potential capital losses, liquidity and investment time frames, regardless of any advice they may have received. Afinitiv LLC does not guarantee investment returns, or the security of invested capital. Some investments may have less liquidity than others, which means that, under certain circumstances, an investor may not be able to redeem their investment for an extended period of time. Please click to view our Form ADV Part 2A and Privacy Policy. For more information, please contact: welcome@afinitiv.com. Please note that there may be tax implications and fees associated with transferring an investment balance from any account, to any other account and you should consult a tax professional if you are unsure of what this may mean for you. Any investment decisions made by us on your behalf are not based on a detailed understanding of your personal circumstances and accordingly may not be appropriate for you. Please consider this prior to opening an account with us. *Percentage fees charged by us are calculated on the basis of the amount of money invested with us. Investments in securities are not FDIC insured, not bank guaranteed and may lose value. *We do not charge additional fees of any sort, although additional costs (such as brokerage costs) may be incurred when investments are either bought, or sold (we do not benefit from any such fees). While we employ algorithmic, machine learning, artificial intelligence and other assistive technologies in our portfolio construction process, final investment decisions are made by human professionals...for now.
Customer Relationship Summary
(c) Copyright Afinitiv LLC 2023